Text'nPayMe is licensed to You (End-User) by Text And Pay Me Inc, 8 The Green, Ste R, Dover, DE 19901, the USA ('Licensor'), for use only under the terms of this
Licence Agreement. Our VAT number is 02838109.
By downloading the Licensed Application from Apple's software distribution platform ('App Store'),
and any update thereto (as permitted by this Licence Agreement), You indicate that You agree to be
bound by all of the terms and conditions of this Licence Agreement, and that You accept this Licence
Agreement. App Store is referred to in this Licence Agreement as 'Services'.
The parties of this Licence Agreement acknowledge that the Services are not a Party to this Licence
Agreement and are not bound by any provisions or obligations with regard to the Licensed
Application, such as warranty, liability, maintenance and support thereof. Text And Pay Me Inc,
not the Services, is solely responsible for the Licensed Application and the content thereof
This Licence Agreement may not provide for usage rules for the Licensed Application that are in
conflict with the latest Apple Media Services Terms and Conditions ('Usage Rules'). "TEXT AND PAY
ME" CJSC acknowledges that it had the opportunity to review the Usage Rules and this Licence
Agreement is not conflicting with them.
Text'nPayMe when purchased or downloaded through the Services, is licensed to You for use only under
the terms of this Licence Agreement. The Licensor reserves all rights not expressly granted to You.
Text'nPayMe is to be used on devices that operate with Apple's operating systems ('iOS' and 'Mac
OS').
- THE APPLICATION
Text'nPayMe ('Licensed Application') is a piece of software created to Facilitate access to
financial services inside of any application. — and customised for iOS mobile devices
('Devices'). It is used to Access financial services inside of any application.
The Licensed Application is not tailored to comply with industry-specific regulations (Health
Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management
Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use
this Licensed Application. You may not use the Licensed Application in a way that would violate
the Gramm-Leach-Bliley Act (GLBA).
- SCOPE OF LICENCE
- You are given a non-transferable, non-exclusive, non-sublicensable licence to install and
use the Licensed Application on any Devices that You (End-User) own or control and as
permitted by the Usage Rules, with the exception that such Licensed Application may be
accessed and used by other accounts associated with You (End-User, The Purchaser) via Family
Sharing or volume purchasing.
- This licence will also govern any updates of the Licensed Application provided by Licensor
that replace, repair, and/or supplement the first Licensed Application, unless a separate
licence is provided for such update, in which case the terms of that new licence will
govern.
- You may not share or make the Licensed Application available to third parties (unless to the
degree allowed by the Usage Rules, and with Text And Pay Me Inc's prior written consent),
sell, rent, lend, lease or otherwise redistribute the Licensed Application.
- You may not reverse engineer, translate, disassemble, integrate, decompile, remove, modify,
combine, create derivative works or updates of, adapt, or attempt to derive the source code
of the Licensed Application, or any part thereof (except with Text And Pay Me Inc's prior
written consent).
- You may not copy (excluding when expressly authorised by this licence and the Usage Rules)
or alter the Licensed Application or portions thereof. You may create and store copies only
on devices that You own or control for backup keeping under the terms of this licence, the
Usage Rules, and any other terms and conditions that apply to the device or software used.
You may not remove any intellectual property notices. You acknowledge that no unauthorised
third parties may gain access to these copies at any time. If you sell your Devices to a
third party, you must remove the Licensed Application from the Devices before doing so.
- Violations of the obligations mentioned above, as well as the attempt of such infringement,
may be subject to prosecution and damages.
- Licensor reserves the right to modify the terms and conditions of licensing.
- Nothing in this licence should be interpreted to restrict third-party terms. When using the
Licensed Application, You must ensure that You comply with applicable third-party terms and
conditions.
- TECHNICAL REQUIREMENTS
- The Licensed Application requires a firmware version 14.0 or higher. Licensor recommends
using the latest version of the firmware.
- Licensor attempts to keep the Licensed Application updated so that it complies with
modified/new versions of the firmware and new hardware. You are not granted rights to claim
such an update.
- You acknowledge that it is Your responsibility to confirm and determine that the app
end-user device on which You intend to use the Licensed Application satisfies the technical
specifications mentioned above.
- Licensor reserves the right to modify the technical specifications as it sees appropriate at
any time.
- MAINTENANCE AND SUPPORT
- The Licensor is solely responsible for providing any maintenance and support services for
this Licensed Application. You can reach the Licensor at the email address listed in the App
Store Overview for this Licensed Application.
- Text And Pay Me Inc and the End-User acknowledge that the Services have no obligation
whatsoever to furnish any maintenance and support services with respect to the Licensed
Application.
- USE OF DATA
You acknowledge that Licensor will be able to access and adjust Your downloaded Licensed
Application content and Your personal information, and that Licensor's use of such material and
information is subject to Your legal agreements with Licensor and Licensor's privacy policy: https://textnpayme.com.
You acknowledge that the Licensor may periodically collect and use technical data and related
information about your device, system, and application software, and peripherals, offer product
support, facilitate the software updates, and for purposes of providing other services to you
(if any) related to the Licensed Application. Licensor may also use this information to improve
its products or to provide services or technologies to you, as long as it is in a form that does
not personally identify you.
- USER-GENERATED CONTRIBUTIONS
The Licensed Application may invite you to chat, contribute to, or participate in blogs, message
boards, online forums, and other functionality, and may provide you with the opportunity to
create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and
materials to us or in the Licensed Application, including but not limited to text, writings,
video, audio, photographs, graphics, comments, suggestions, or personal information or other
material (collectively, 'Contributions'). Contributions may be viewable by other users of the
Licensed Application and through third-party websites or applications. As such, any
Contributions you transmit may be treated as non-confidential and non-proprietary. When you
create or make available any Contributions, you thereby represent and warrant that:
- The creation, distribution, transmission, public display, or performance, and the accessing,
downloading, or copying of your Contributions do not and will not infringe the proprietary
rights, including but not limited to the copyright, patent, trademark, trade secret, or
moral rights of any third party.
- You are the creator and owner of or have the necessary licences, rights, consents, releases,
and permissions to use and to authorise us, the Licensed Application, and other users of the
Licensed Application to use your Contributions in any manner contemplated by the Licensed
Application and this Licence Agreement.
- You have the written consent, release, and/or permission of each and every identifiable
individual person in your Contributions to use the name or likeness or each and every such
identifiable individual person to enable inclusion and use of your Contributions in any
manner contemplated by the Licensed Application and this Licence Agreement.
- Your Contributions are not false, inaccurate, or misleading.
- Your Contributions are not unsolicited or unauthorised advertising, promotional materials,
pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
- Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libellous,
slanderous, or otherwise objectionable (as determined by us).
- Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
- Your Contributions are not used to harass or threaten (in the legal sense of those terms)
any other person and to promote violence against a specific person or class of people.
- Your Contributions do not violate any applicable law, regulation, or rule.
- Your Contributions do not violate the privacy or publicity rights of any third party.
- Your Contributions do not violate any applicable law concerning child pornography, or
otherwise intended to protect the health or well-being of minors.
- Your Contributions do not include any offensive comments that are connected to race,
national origin, gender, sexual preference, or physical handicap.
- Your Contributions do not otherwise violate, or link to material that violates, any
provision of this Licence Agreement, or any applicable law or regulation.
Any use of the Licensed Application in violation of the foregoing violates this Licence
Agreement and may result in, among other things, termination or suspension of your rights to use
the Licensed Application.
- CONTRIBUTION LICENCE
- By posting your Contributions to any part of the Licensed Application or making
Contributions accessible to the Licensed Application by linking your account from the
Licensed Application to any of your social networking accounts, you automatically grant, and
you represent and warrant that you have the right to grant, to us an unrestricted,
unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid,
worldwide right, and licence to host, use copy, reproduce, disclose, sell, resell, publish,
broad cast, retitle, archive, store, cache, publicly display, reformat, translate, transmit,
excerpt (in whole or in part), and distribute such Contributions (including, without
limitation, your image and voice) for any purpose, commercial advertising, or otherwise, and
to prepare derivative works of, or incorporate in other works, such as Contributions, and
grant and authorise sublicences of the foregoing. The use and distribution may occur in any
media formats and through any media channels.
- This licence will apply to any form, media, or technology now known or hereafter developed,
and includes our use of your name, company name, and franchise name, as applicable, and any
of the trademarks, service marks, trade names, logos, and personal and commercial images you
provide. You waive all moral rights in your Contributions, and you warrant that moral rights
have not otherwise been asserted in your Contributions
- We do not assert any ownership over your Contributions. You retain full ownership of all of
your Contributions and any intellectual property rights or other proprietary rights
associated with your Contributions. We are not liable for any statements or representations
in your Contributions provided by you in any area in the Licensed Application. You are
solely responsible for your Contributions to the Licensed Application and you expressly
agree to exonerate us from any and all responsibility and to refrain from any legal action
against us regarding your Contributions.
- We have the right, in our sole and absolute discretion, (1) to edit, redact, or otherwise
change any Contributions; (2) to recategorise any Contributions to place them in more
appropriate locations in the Licensed Application; and (3) to prescreen or delete any
Contributions at any time and for any reason, without notice. We have no obligation to
monitor your Contributions.
- LIABILITY
- Licensor's responsibility in the case of violation of obligations and tort shall be limited
to intent and gross negligence. Only in case of a breach of essential contractual duties
(cardinal obligations), Licensor shall also be liable in case of slight negligence. In any
case, liability shall be limited to the foreseeable, contractually typical damages. The
limitation mentioned above does not apply to injuries to life, limb, or health.
- Licensor takes no accountability or responsibility for any damages caused due to a breach of
duties according to Section 2 of this Licence Agreement. To avoid data loss, You are
required to make use of backup functions of the Licensed Application to the extent allowed
by applicable third-party terms and conditions of use. You are aware that in case of
alterations or manipulations of the Licensed Application, You will not have access to the
Licensed Application.
- WARRANTY
- Licensor warrants that the Licensed Application is free of spyware, trojan horses, viruses,
or any other malware at the time of Your download. Licensor warrants that the Licensed
Application works as described in the user documentation.
- No warranty is provided for the Licensed Application that is not executable on the device,
that has been unauthorisedly modified, handled inappropriately or culpably, combined or
installed with inappropriate hardware or software, used with inappropriate accessories,
regardless if by Yourself or by third parties, or if there are any other reasons outside of
Text And Pay Me Inc's sphere of influence that affect the executability of the Licensed
Application.
- You are required to inspect the Licensed Application immediately after installing it and
notify Text And Pay Me Inc about issues discovered without delay by email provided in
Contact Information. The defect report will be taken into consideration and further
investigated if it has been emailed within a period of three (3) days after discovery.
- If we confirm that the Licensed Application is defective, Text And Pay Me Inc reserves a
choice to remedy the situation either by means of solving the defect or substitute delivery.
- In the event of any failure of the Licensed Application to conform to any applicable
warranty, You may notify the Services Store Operator, and Your Licensed Application purchase
price will be refunded to You. To the maximum extent permitted by applicable law, the
Services Store Operator will have no other warranty obligation whatsoever with respect to
the Licensed Application, and any other losses, claims, damages, liabilities, expenses, and
costs attributable to any negligence to adhere to any warranty.
- If the user is an entrepreneur, any claim based on faults expires after a statutory period
of limitation amounting to twelve (12) months after the Licensed Application was made
available to the user. The statutory periods of limitation given by law apply for users who
are consumers.
- USE OF DATA
Text And Pay Me Inc and the End-User acknowledge that Text And Pay Me Inc, and not the
Services, is responsible for addressing any claims of the End-User or any third party relating
to the Licensed Application or the End-User’s possession and/or use of that Licensed
Application, including, but not limited to:
- product liability claims;
- any claim that the Licensed Application fails to conform to any applicable legal or
regulatory requirement; and
- claims arising under consumer protection, privacy, or similar legislation, including in
connection with Your Licensed Application’s use of the HealthKit and HomeKit.
- LEGAL COMPLIANCE
You represent and warrant that You are not located in a country that is subject to a US
Government embargo, or that has been designated by the US Government as a 'terrorist supporting'
country; and that You are not listed on any US Government list of prohibited or restricted
parties.
- CONTACT INFORMATION
For general inquiries, complaints, questions or claims concerning the Licensed Application,
please contact:
Artur Karapetyan
70/3 Dzorapi Street
Yerevan, Yerevan 0015
Armenia
arthur@textnpayme.com
- TERMINATION
The licence is valid until terminated by Text And Pay Me Inc or by You. Your rights under
this licence will terminate automatically and without notice from Text And Pay Me Inc if You
fail to adhere to any term(s) of this licence. Upon Licence termination, You shall stop all use
of the Licensed Application, and destroy all copies, full or partial, of the Licensed
Application.
- THIRD-PARTY TERMS OF AGREEMENTS AND BENEFICIARY
Text And Pay Me Inc represents and warrants that Text And Pay Me Inc will comply with
applicable third-party terms of agreement when using Licensed Application.
In Accordance with Section 9 of the 'Instructions for Minimum Terms of Developer's End-User
Licence Agreement', Apple's subsidiaries shall be third-party beneficiaries of this End User
Licence Agreement and — upon Your acceptance of the terms and conditions of this Licence
Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce
this End User Licence Agreement against You as a third-party beneficiary thereof.
- INTELLECTUAL PROPERTY RIGHTS
Text And Pay Me Inc and the End-User acknowledge that, in the event of any third-party claim
that the Licensed Application or the End-User's possession and use of that Licensed Application
infringes on the third party's intellectual property rights, Text And Pay Me Inc, and not the
Services, will be solely responsible for the investigation, defence, settlement, and discharge
or any such intellectual property infringement claims.
- APPLICABLE LAW
This Licence Agreement is governed by the laws of Armenia excluding its conflicts of law rules.
- MISCELLANEOUS
- If any of the terms of this agreement should be or become invalid, the validity of the
remaining provisions shall not be affected. Invalid terms will be replaced by valid ones
formulated in a way that will achieve the primary purpose.
- Collateral agreements, changes and amendments are only valid if laid down in writing. The
preceding clause can only be waived in writing.